by Alicia Persson | Apr 28, 2023 | Real Estate Education, Real Estate Finance
A credit score is a number that rates your creditworthiness. Credit bureaus calculate this score to determine a borrower’s ability to repay a loan or credit card. Lenders rely on credit scores to assess credit risk when approving loans to applicants. A credit...
by Alicia Persson | Apr 24, 2023 | New Construction Homes, Real Estate Finance
Would you like to purchase a home in the future but don’t think you have enough income to qualify for a loan? You’re not alone. Many people, especially first-time buyers, ask themselves this same question. Affordability is a common concern in 2023,...
by Alicia Persson | Mar 8, 2023 | Real Estate Taxes
A real estate tax shelter is any tax break related to owning real estate. It’s a common financial strategy that people or businesses use to reduce what they pay in taxes. This method allows investors to use real estate investments to generate income while using...
by Alicia Persson | Mar 8, 2023 | Real Estate Taxes
As a real estate agent, you work as a self-employed individual. Instead of a W-2, you receive a 1099 from a brokerage that doesn’t figure in any federal or state income taxes. Though estimating your taxes and preparing for tax time is a time-consuming part of...
by Alicia Persson | Feb 16, 2023 | Investment Properties, Real Estate Education, Real Estate Finance
Calculating return on investment (ROI) is an important part of any successful business. In real estate, it provides valuable metrics about a property and whether it’s worth your time. When you learn how to accurately measure ROI, you can make smarter real estate...
by Alicia Persson | Dec 13, 2022 | Real Estate Taxes
Managing a rental well maximizes your resident’s satisfaction and your bottom line. It’s a win-win, especially when you can claim the most rental property tax deductions. After all, every dollar counts toward expanding your margin. So without further ado, what are the...
by Alicia Persson | Nov 15, 2022 | Real Estate Finance
By Guest Blogger Grant McDonald from 14th Street Capital Having a solid house flipping business plan will make a big difference in your profit potential. Real estate investors around the globe hope to achieve the philosophy of “buying low, fixing it up, and selling...
by Alicia Persson | Nov 14, 2022 | Real Estate Finance
If you’ve been looking for installment loans for bad credit to buy a home, you’re not alone. Many borrowers need a helping hand when life deals an unexpected hand. Though it’s common for credit scores to increase or decrease in small increments due to various factors,...
by Alicia Persson | Nov 14, 2022 | Investment Properties, Real Estate Finance
Before any real estate investor commits to a rental property, they should figure the cash flow on rental property investments. Will the investment property produce enough profits? Knowing rental property cash flow is a good rule of thumb before entering a long-term...
by Alicia Persson | Nov 9, 2022 | Real Estate Finance
While one real estate investor may prefer buying the highest yielding REITs, another may want to fix and flip homes to profit from the real estate market. Both are excellent ways to build wealth when you gain investment experience. When it comes to real estate, a...
by Alicia Persson | Oct 17, 2022 | Real Estate Finance
To save money for a house is one of a first-time home buyer’s most challenging financial hurdles. But once you achieve this milestone, you can unlock the many benefits of owning real estate. When it comes to affording a house, having enough money for the down...
by Alicia Persson | Oct 17, 2022 | Real Estate Finance
Net present value is one of the most valuable tools that a buy and hold investor can use. Before you make any financial decision, it’s important to determine whether it’s going to be worth your while. Although nobody can be absolutely clairvoyant, there...